Brío · Digital bank

Ecuador’s digital bank that moves with you.

Open your account from your phone with your national ID, in minutes. No maintenance fees, free transfers and instant payments by QR code or phone number.

Open my account See how it works
  • $0 maintenance
  • 24/7 chat with real people
  • Deposits protected by law
The app

Five moments. One app.

Keep scrolling to see Brío at your side, from the day you open your account to the day your business rings up its hundredth sale.

01Open your account

Your ID, a selfie, done.

No lines, no paperwork: open your account from your phone in minutes. We verify your identity with your national ID and a liveness-check selfie, and your virtual card is ready to use.

  • No maintenance fees
  • Instant virtual card, physical card on request
02Your money, clearly

Every dollar, in real time.

Your balance and transactions update instantly. Every purchase, transfer or round-up shows up with a name, place and category, so you know exactly where your money goes.

  • An alert for every transaction
  • Automatic categories
03Pay and get paid

Scan, confirm, paid.

Pay by QR at the market, the corner shop or in a taxi, or send money to any phone number. Transfers are free and the money arrives instantly.

  • QR or phone number
  • Confirm with your face or fingerprint
04Goals

Save without noticing.

Set goals for the things you care about and switch on automatic round-ups: every purchase rounds up to the next dollar and the difference goes to your goal. Your savings grow at a competitive rate.

  • Round up to the next dollar
  • Several goals at once
05Business Account

Your business gets paid instantly.

For shops, stalls and freelancers: get paid with your QR code or a payment link, follow the day’s sales hour by hour, and keep business money apart from personal.

  • Sales by hour, day and month
  • Payment links for freelancers
Money in motion

From market stall to studio, in seconds.

Get paid with your QR code, pay any phone number and transfer for free. Money moves instantly, person to person, and you watch it happen in real time.

A vendor at her market stall smiles as a payment comes in on her phone
DRRosa
Rosa gets paid by QRAt her market stall, with no cash and no change to count.
A designer in her studio smiles at her laptop as a client’s payment arrives
AMAndrea
Andrea gets paidShe delivers the project and her client pays on the spot.
  • QR payment
  • Sent to a phone number
  • Free transfer
Fees

A fee you skip is money you keep.

Watch a traditional account’s charges pile up over a year. At Brío, maintenance and transfers cost the same in January as in December: nothing.

Illustrative example with hypothetical figures: a $3.00 monthly maintenance fee and 4 transfers a month at $0.40 each. Does not reflect the fees of any real institution.

JANDECDEC
Traditional accountExample
$55.20
  • JANFee + 4 transfers$4.60
  • FEBFee + 4 transfers$4.60
  • MARFee + 4 transfers$4.60
  • APRFee + 4 transfers$4.60
  • MAYFee + 4 transfers$4.60
  • JUNFee + 4 transfers$4.60
  • JULFee + 4 transfers$4.60
  • AUGFee + 4 transfers$4.60
  • SEPFee + 4 transfers$4.60
  • OCTFee + 4 transfers$4.60
  • NOVFee + 4 transfers$4.60
  • DECFee + 4 transfers$4.60
+$0.00
BríoAll year
$0.00
  • Maintenance$0.00
  • Transfers$0.00
No maintenance fees
People

Stories on the move with Brío.

A young man in a café checks his finances on his phone
October budgetCoffee: $18.20 of $25
Mateo · 27 · Guayaquil
“Now I know where every dollar goes, and I’m not scared to look anymore.”

Mateo works shifts and used to check his balance nervously at the end of the month. With Brío’s alerts and automatic categories, he built his first budget in a single afternoon.

A family sitting at the table plans their savings together on a phone
Goal: Our own home38% · round-ups on
Valeria and Jorge · Cuenca
“Every grocery run adds a few cents to our goal. The kids keep asking how much is left.”

They set up an “Our own home” goal with automatic round-ups and a fixed deposit every payday. They check it together on Sundays, in the same app they use to pay for everything else.

People and stories are illustrative.

A matte, minimalist debit card on a terracotta background
Security

Peace of mind, by design.

Layers of protection work quietly in the background, and you stay in control at every moment. Your deposits are protected under current Ecuadorian regulations.

  • Biometrics

    Sign in to the app and confirm payments with your face or fingerprint.

  • Freeze your card

    Lock and unlock it with one tap, whenever you want, wherever you are.

  • Instant alerts

    We let you know about every purchase, transfer and deposit the moment it happens.

  • Virtual card

    Shop online without exposing your physical card’s details.

  • 24/7 human chat

    Real people answer at any hour, every day of the year.

  • Protected deposits

    Protected as set out by current Ecuadorian law.

Start today

Open your account in minutes.

All you need is your phone and your national ID. No lines, no maintenance fees, and real people to help you at any hour.

  1. 1Download the app
  2. 2ID + selfie
  3. 3You’re all set
Download foriOS Download forAndroid

Scan with your camera Decorative QR